This is when TREC determines whether or not you meet their qualifications for honesty, trustworthiness, and integrity through you submitting the Moral Character Determination Form (Form MCD-2), the Background History Form (Form BH-3), and a $50 check or money order made out to TREC. The forms are available for download at the bottom of this page.
You should only request this of TREC if you answer “Yes” to any of the questions below:
- Do you have any criminal offenses?
- Do you have any unpaid judgments?
- Have you had discipline taken against your professional or occupational license?
- Have you performed any unlicensed real estate activity?
If none of the above apply to you, you don’t need to worry about the MCD.
Requesting a Moral Character Determination (MCD)
If you request an MCD, you should do this as soon as possible and well before applying for your real estate license so that you know if you comply with TREC’s licensing requirements. We recommend requesting your MCD and waiting for approval before beginning your pre-license courses.
When filling out the form, disclose everything including all criminal offenses where you were placed on parole, probation, or community supervision (also known as deferred adjudication), even if the case was later dismissed. You will also need to provide any requested documentation or attachments - the sooner you do, the sooner your MCD will be processed.
Full honesty is strongly encouraged because a background check is done for all applicants later in the licensing process and if something were to come up in the background check that was not reported in your MCD documents, it could delay you significantly.